Debt Management - Getting Your Credit Report
In order to get a copy of your credit report, write the major nationwide credit reporting bureaus that may have a credit file on you.
If you have been declined credit within the last 60 days, the credit reporting agency that provided your credit report must disclose the contents of this report to you without charge. If you have not been declined credit within the last 60 days, you may still get a copy of your credit report for a fee ($2 - $10) depending on the credit reporting agency.