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Student Health InsuranceOverview
Any student who currently has health insurance through the SUNY Downstate School plan, and will not have other coverage through a residency position on August 1, 2008, is eligible to purchase continuing coverage from the broker who handles our insurance. You only have 30 days from the end of coverage (July 31, 2008), to complete your enrollment. Please contact:
About the Student Health InsuranceInformation about the mandatory health insurance school policy for all enrolled students is available in the Office of Student Affairs. United Healthcare is the insurance carrier for the policy and specific questions regarding enrollment or benefits should be directed to DMC's insurance broker, Ms. Cindy Stuart, Health Sciences Assurance Consulting, Inc. The toll-free telephone number is (888) 978-8355. Cost
Students may enroll in the Basic plan when they are first eligible. Following initial enrollment, students may elect to enroll only on the plan year anniversary date (August 1st) or Spring term enrollment (January 1st). If coverage is needed for your spouse and/or children, you should contact Ms. Cindy Stuart or Ms. Daryl Hall at 888-978-8355 or email them at cindy@hsac.com or daryl@hsac.com. Enrollment is completed using an on-line enrollment process. Instructions for enrolling will be emailed to all students in mid-July and late-November. Individual CoverageStudents will pay the individual coverage premium at registration. Students may choose to purchase additional coverage for dependents (spouse and/or children) by directly contacting the broker and paying the additional premium to the carrier. Enrollment forms are available in the Office of Student Affairs, Basic Sciences Building Room 1-114. Students Who Currently Have Health Insurance Through Another SourceYou may waive student health insurance charges through the DMC only if you can provide information indicating comparable health insurance coverage through another source (e.g., parents, employed spouse, employer) on the waiver form. Students who wish to waive insurance coverage must have coverage equal to or greater than our policy. Students who waive the DMC's health insurance are responsible for all physician bills, hospitalization and medical bills, and related expenses such as diagnostic testing. However, they are still eligible for the services provided by the physicians and nurses of the Student Health Service. Completion of Health Insurance FormWe require that all students complete the Health Insurance Selection/Waiver Process on-line. It is to be completed once each academic year, prior to the beginning of your first semester. If you submit the form before the beginning of the semester, your request to be enrolled or waived will be effective commencing the start of the term in which the form is submitted. If your form is received after the first day of a semester, you will be automatically billed for health insurance for that semester and the waiver will be processed for the next semester only. The instructions for how to submit an on-line waiver will be available on this site and e-mailed to all students in late July, 2008. Enhanced PlanThe Enhanced Plan is in the process of being phased out. Students who are currently enrolled in the Enhanced Plan may continue to be on the Enhanced Plan and will automatically be billed for the Enhanced Plan through the Office of the Bursar. If a student who is on the Enhanced Plan wishes to switch to the Basic Plan, they must do so in the Office of Student Affairs. Only students who are continuously enrolled in the Enhanced Plan may select the Enhanced Plan coverage. |
The SUNY Downstate Medical Center at Brooklyn (DMC) requires that the following registered, matriculated students have health insurance: