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Debt Management for Medical Students

All Medical Students (MS1- MS4)

Step into Financial Foundations: Managing your Expenses without an Income”

A lecture series aimed to provide students with information on budgeting, loans, recordkeeping, and credit  

Upcoming Lectures:

November - Financial Awareness

The mini sessions below are facilitated by Vidal Peoples Strategies for Wealth.  

  • Getting Financially Organized
  • Prioritizing your Priorities 
  • Down With Debt 

 Lecture 1: Interview on a Dime: How to interview responsibly and keep expenses low?   

Lecture 2: AAMC Debt Management Seminar - Understanding Loan Forgiveness Options.  

Lecture 3: Parallel Paths-Wealth Protection and Wealth Creation  

MS3-MS4: October -Receive emails about Primary Care Loan and its benefits.

Fourth Year Medical Students (MS4) March-May

  • Please schedule one-on-one meetings post-match. At this meeting we will:
    • Update your monthly budget sheets 
    • Discuss and review Loan forgiveness and repayment plans
    • Answer any follow up questions to the mandatory Federal Exit Counseling

Throughout your years you will recieve emails regarding AAMC webinars, the SUNY SMART Track Program, Medical Corps Health Professions Scholarship Programs, Military Programs, National Health Service Corps Programs. 

Understanding your Debt


AAMC Education Debt Manager for Graduating Medical Students

AAMC 7 Ways to Reduce Medical School Debt

The Effects of Credit and your Loan History

Checking Your Credit

Finding your Federal Loans — National Student Loan Database System


AAMC Budget Worksheet for Students - fillable

AAMC FIRST Financial Aid fact sheets

AAMC 3 Ways to Minimize the Repayment Cost of Student Loans

10 Tips for Managing Your Money During Medical School

AAMC Living on a Resident Stipend of $55,700

AAMC Budgeting Worksheet for Residents — fillable

10 Tips for Managing Your Money During Residency

Student Loan Links

Finding your Federal Loans — National Student Loan Database System

Exit Interviews for Students

Repaying your Student Loan

AAMC's "You've Matched! Now What? Preparing Financially and Professionally for Residency" video

AAMC Loan Repayment Timeline

Understanding Federal Direct Loan Repayment Plans

AAMC Compare Repayment Plan Options

Loan Repayment Estimator

Public Service Loan Forgiveness (PSLF)

Public Service Loan Forgiveness (PSLF)

Public Service Loan Forgiveness (PSLF) Inforgraphic

Consolidation and Refinancing Your Student Loans

Should You Consolidate your Federal Student Loans?

Should I Refinance My Federal Student Loans?

What You Need to Know

Preventing Identity Theft

Preventing Loan Default

Office of the Ombudsman